If a cardholder is enrolled with 3D-Secure, but the merchant is not, how does the payment flow work? What if the merchant is enrolled with 3D Secure, but the cardholder is not?
![What is 3D Secure payment? What does it exactly do? How does it secure the transaction? Can it lead to an increase in bounce rate? Is it important to have 3D Secure What is 3D Secure payment? What does it exactly do? How does it secure the transaction? Can it lead to an increase in bounce rate? Is it important to have 3D Secure](https://qph.cf2.quoracdn.net/main-qimg-e8df7f5ed1d859e35945321f020c0fa5.webp)
What is 3D Secure payment? What does it exactly do? How does it secure the transaction? Can it lead to an increase in bounce rate? Is it important to have 3D Secure
![3-D Secure: A critical review of 3-D Secure and its effectiveness in preventing card not present fraud 3-D Secure: A critical review of 3-D Secure and its effectiveness in preventing card not present fraud](https://www.58bits.com/thesis/3-D_Secure_files/image012.png)